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The bank teller indicates to the application that she wants to deposit funds to a certain account. The application prompts the teller for the account number. When the teller provides the account number, the application verifies that the account is still active and prompts the teller to verify that the customer is authorized to deposit funds to the account. If so, the application displays details about the account, including the customer's full name, Social Security number, account status, and account balance. The teller then enters the amount of the deposit. The application persists the deposit transaction to the account repository. |
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If the customer is not authorized to deposit money in the account, the application notifies the teller. The application cancels the transaction. |
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If the amount being deposited exceeds $10,000 in cash, the application notifies the bank teller that the amount exceeds the federally mandated limit regarding such cash transactions. The application then presents to the bank teller the required cash transaction form online, transferring the information from the application. When the bank teller completes reviewing the form, the bank teller indicates to the application that the form is correct. The form is printed out for the customer's signature. |
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If the deposit is in the form of a check, the teller notifies the application. The application validates the policy for the deposit and informs the teller to notify the customer that the funds won't be available for ten business days. After the teller enters the amount of the deposit, the application applies the deposit to the account in a temporary balance separate from the regular balance, until the funds' availability date has been reached. The application persists the deposit transaction to the account repository. |
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If the application discovers that the account has been frozen by the government, the application notifies the teller. The application cancels the transaction. |
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The bank teller indicates to the application that she wants to withdraw funds from a certain account. The application prompts the teller for the account number. When the teller provides the account number, the application verifies that the account is still active and prompts the teller to verify that the customer is authorized to deposit funds to the account. If so, the application displays details about the account, including the customer's full name, Social Security number, account status, and account balance. The teller then enters the amount of the withdrawal. The application persists the deposit transaction to the account repository. |
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